A Home Loan is a way for a property owner to raise additional finance and use their property for security against the debt. It is often an ideal solution for those who wish to use the equity that they have built-up in their home, without having to sell.
You can use your AllClear Finance Home Loan for any purpose. Our clients have used their home loan as a means to clear their unsecured debt, make home improvements or treat themselves to a luxury holiday.
We have access to a large panel of lenders, and our advisors will do their best to find you a Home Loan to suit your financial circumstances. Even if you have CCJs, mortgage arrears or are a discharged bankrupt, AllClear Finance may still be able to help.
The best way to see if you can get accepted for a Home Loan is to get in touch. Our AllClear Finance loan advisors will go through your finances and find a loan deal that is right for your circumstances.
Please call us today on our freephone number: (Phone Number) or fill in the Quick Enquiry Form so that we can call you back.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 5.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.