Mortgages (8.5% APR typical variable)

If you need a mortgage, we can offer you some of the best mortgage deals around. All our mortgage advisors are CeMAP and CeRGI qualified, meaning that they can give you expert advice on which mortgage type is right for you.

Don't panic if you have a poor credit rating, CCJs, defaults or if you have been turned down for a mortgage before - as All Clear Finance can help.

We source lenders who might still be able to offer you a mortgage at a very competitive rate. Indeed, if you do have a bad credit history it is even more important to get an experts advice, to ensure you don’t take on a mortgage with a higher interest rate than necessary.

Please call our free phone number on 0808 131 0038 to speak to one of our professional mortgage advisors, or fill in our online form so we can call you back.

 

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)