A personal loan from AllClear Finance will allow you to consolidate all of your existing unsecured debt and replace it with just one monthly repayment. It is not always easy to get accepted for a personal loan, it has a much stricter acceptance criteria as the lender has no asset with which to secure the loan.
AllClear Finance have access to many different types of personal secured loans. Don't worry if you have a poor credit rating, mortgage arrears or you have been turned down for a personal secured loan in the past - AllClear Finance might be able to get you accepted,
As the personal secured loan will be secured against an asset, usually your home or your car, it can often offer you a more favourable rate of interest than an unsecured loan. The actual interest rate of your loan is often dependant on your financial circumstances, our personal secured loans stand at 14.5% APR typical variable.
For free advice about a personal secured loan, please call the All Clear Fiance team on 0808 131 0038 or fill in the Quick Enquiry Form to your right and we will call you back.
Not sure which debt solution is right for you? Take the AllClear Finance 1 Minute Debt Test to see the best debt solutions for your circumstances.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 5.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.